Unfortunately once a merchant is placed on the list, it is cumbersome to get off it. MATCH is used to verify if you have had a merchant account terminated in the past. Open Search. Additional filters are available in search. When your business is in a high-risk industry it really pays to do your research and find a quality processor. ago. Terminated. Resources. MATCH list. Contact Merchant Stronghold at the toll-free number +1 (727) 330-3944. I have been put in a. For most companies, that’s enough to put them out of business. If your business is on the Terminated Merchant File (TMF) or “MATCH” file, that does not mean you are completely black listed from ever getting a merchant account again. The way the rules are written by MasterCard, you don't have a direct. Difficulty obtaining a new merchant account: Most merchant service providers will be hesitant to work with businesses on the MATCH list, as they are considered high-risk merchants. The MATCH list, also called the Terminated Merchant File. One of the serious consequences merchants face when they have excessive chargebacks is having their account terminated and being added to the Member Alert to Control High-Risk Merchants (MATCH) list. Contract Type. It was created by Mastercard to help acquiring banks identify high-risk merchants before entering into merchant agreements with them. A merchant account for terminated merchants allows businesses continuity even if they were previously put on a TMF by a credit card processor. For instance, you might pay “interchange + 4. Failure to Pay Final Bill – Another reason for being listed on the TMF, if you have failed to pay your final bill, it could be as simple as mending your fences with the company by taking care of your debt. Msg#:655572 . PCI Compliance Requirementsthe acquirer on behalf of the sponsored merchant. Once a merchant. (All contracts in excess of $10,000) Pursuant to the above, when federal funds are expended by ESC Region 8. merchants may have found themselves on the Terminated Merchant File (TMF). Formerly referred to as the Terminated Merchant File (TMF). Card-issuing banks and merchant service providers have access to the MATCH list (also see Terminated Merchant File). Our Services. Formerly known as the Terminated Merchant File (TMF), the MATCH list contains information about businesses whose card. Being on the MATCH list shows that your business caused so many problems that your Merchant Account was terminated and. BankCardLaw is a premiere provider of customized electronic payments legal services. In addition, noncompliance can lead to your company being placed on the Visa/ MasterCard Terminated Merchant File (TMF). The Terminated Merchant File Match List (TMF) is a subset of the Match List that includes merchants who have been terminated from their merchant accounts for reasons other than high levels of. The Terminated Merchant File (TMF) has a sole purpose of preventing listed merchants from creating new merchant accounts with different acquirers, using credit card processors and using Visa merchant services. Table of Contents Visa Global Acquirer Risk Standards: Visa Supplemental Requirements vi Visa Public 1 October 2018 Notice: This is VISA PUBLIC information. Therefore, TMF list removal is as crucial as MATCH list removal. GNF, Group Negative File, is First Data’s internal list of businesses that they have had any. These days it’s called the MATCH list as well (Member Alert to Control High-risk). An occurrence that results, directly or indirectly, in the unauthorized access to or disclosure of Account data. How to remove a terminated merchant file from the MATCH list. Additionally, your merchant will likely be added to a file known as the Terminated Merchant File (TMF). Additionally, y. Resources. Penny Auctions. Just googled that. You can still get a merchant account while being on there - the processor will just want to know a lot of information and your discount rate might be a bit higher or you might have a reserveIs your business on the terminated merchant file (TMF) list? The TMF list is also known as the MATCH List. The impact of chargebacks on a business’ bottom line is significant. The Terminated Merchant File (TMF) holds a sole purpose of stop listed merchants from creating fresh merchant financial at different acquirers, using financial card processors and through Visa merchant services. Twitter. Open Search. What is the MATCH list? On the surface, it sounds like something positive. Tiered pricing usually offered to bad credit merchants. When a payment processor terminates a merchant file, they may submit that merchant’s information to the MATCH list. As many of you know, getting a tmf is a death sentence for merchant stores like mine because pretty much any processor you try to apply to in the future, sees this tmf file, and won't touch you with a ten foot pole. Quora User. Card networks, such as Visa and Mastercard, operate databases known as Terminated Merchant Files (TMFs) that contain information about accounts that have been closed by credit card processors around the world for high chargebacks or violations of card brand rules. High-risk merchant account providers frequently receive more than their fair share of criticism from merchants due to the additional challenges of serving the high-risk community. One of the largest card brands, Visa, operates a database called the TMF List, which stands for Terminated Merchant Files. Created by Mastercard, this list is composed of businesses who have had their. Your name/business can be removed as soon as a week after the payment has been received. What is a Terminated Merchant File? Terminated Merchants Files or MATCH 101 In the world of business, it becomes imperative for those involved in the. Furthermore, if you have any questions about the information or you need help or securing a high-risk merchant accoun t give us a call at +1 888-253-9692. One very important piece of data maintained on the MATCH file is a list of merchants whose. Email : amslv@cox. CFR PART 200 Termination Termination for cause and for convenience by the grantee or subgrantee including the manner by which it will be effected and the basis for settlement. Filter & Search. Reporting is mandatory if the merchant is terminated for credit or debit. I made a call with the client to the merchant security department and they simply said that the account was closed for excessive chargebacks, and that there was no. This level is for small businesses processing less than 20,000 eCommerce transactions and less than 1 million other transactions each year. Two common, non-illegal causes for a high-risk merchant to wind up on these lists are failure to pay the final bill and high chargeback rates. What does TMF mean? TMF stands for Terminated Merchant File (also. MERCHANT EXPRESSLY ACKNOWLEDGES that a Combined Terminated Merchant File ("CTMF") is maintained by Visa and MasterCard containing the business name a. Or better yet - look for a merchant account provider with no long-term contract or ETF. Rating: Excellent. As the name implies, businesses are included in the file if any of their MIDs are canceled due to…The list is an updated version of the TMF list, also known as the Terminated Merchant File. TMF abbreviation stands for Terminated Merchant File. Suggest. the acquirer on behalf of the sponsored merchant. Terminated Party; Eligible Termination; Customer channel termination point. BankCardLaw is a premiere provider of customized electronic payments legal services. Related Clauses. When your business is in a high-risk industry it really pays to do your research and find a quality processor. All processing banks are needed to utilize MATCH. American Merchant Systems (represents 25+ different processing sources (US based banks, domestic banks, domestic merchant accounts, offshore banks, offshore merchant accounts, third party processing, ACH Check Processors, check guarantee services, check conversion services, and ATM. Acquirers and processors can reference the list to help determine the risk factor of a potential new client. How Can I Get On the List. You are blacklisted in the Terminated Merchant File (TMF). Being listed on the TMF or MATCH file can put a merchant out of business. Closed because of high. A lot of providers now offer month-to-month billing. CFR PART 200 Termination Termination for cause and for convenience by the grantee or subgrantee including the manner by which it will be effected and the basis for settlement. The Terminated Merchant File is shared among processors and acts as a blacklist, where merchants with high risk accounts or excessive. Even if you’ve never been on the dreaded Terminated Merchant File (also known as MATCH) list, you need to take measures to ensure that you don’t end up on it. • Cannot act as a sponsor for another Payment Facilitator. The MATCH list (previously referred to as the Terminated Merchant File or TMF) is a database identifying merchants who have had their payment processing privileges revoked by an acquiring bank or processor. That way, they won’t obtain. Quite simply, the MATCH (Member Alert to Control High Risk Merchants) record compiles information on companies and their owners. TMF stands for terminated merchant file, whereas the MATCH list stands for Member Alert to Control High-Risk Merchants. Since 1994, BankCardLaw has built relationships and achieved business – saving results in electronic payments and merchant credit card account matters. The MATCH list, formerly known as the Terminated Merchant File (TMF), is a sort of blacklist that financial institutions often check before extending services to merchants. Banks and. How are merchants listed in the. [2] The terminated merchant files are shared among processors and act as blacklists, where merchants with high. An acronym for the Member Alert to Control High-Risk Merchants, MATCH is a powerful national database. This is a file that Visa and MasterCard contribute to in order to keep track of merchants that have. Documents to Obtain a TMF Merchant Account. 2 DEPOSIT OF FUNDS TO MERCHANT POOL ACCOUNT Our sponsor banks will deposit to the non-interest bearing pooled account titled in the name of our sponsor bank for the benefit of all ProPay merchants (“Merchant Pool Account”) all amounts of Card and ACH transactions complying with the terms of this agreement and the. Put in its simplest terms, a terminated merchant file is a record that indicates whether or not a merchant should be able to obtain credit card processing capabilities. All the dishonest companies would just start a new company with a differnt set. Of course, eventually, they are discovered by their bank and typically have their accounts terminated. MATCH searches the database for possible matches between the merchant information provided in the inquiry and information. Here are steps that you should follow to go through this process successfully: Inquire about the reason for termination of your account: Any prospective processor. This list, which resembles McCarthy’s black list during the cold war, is a stop-all flag that credit card processing companies in America abide by. The Terminated Merchant or MATCH (Member Alert to Control High-Risk) file is used by MasterCard and Visa processing banks (the acquiring banks) to keep tabs on merchants and/or principals who… High-Performance Websites & E-Commerce SolutionsBanks or credit card processors can deny a business’ merchant account application for the following reasons: Less than stellar personal credit history. . Being placed on this list means that your merchant account has been terminated. Merchant Accounts. When a merchant is transferred or reported to MATCH, "it means that the card processor has stopped accepting new transactions. MATCH is the replacement for TMF. The Terminated Merchant File (TMF) (also called the "MATCH File" or "Match List") is a digital file (database) containing information about merchants, and merchant business info, who have had their merchant account services terminated - essentially the TMF is the merchant processing industry's blacklist. Terminated Merchant File list . Complicit merchants could have their merchant accounts closed, be added to a Terminated Merchant File database, which will block them from setting up further accounts, and even face legal issues. Include Keywords. ” “The List,” of course, is the MATCH/TMF list. This refers to a database file commonly called the Terminated Merchant File or simply TMF. Terminated Merchant File and Match File. In the world of payment processing, the terms TMF and MATCH are often used interchangeably. Usually filed prior to the five-year lapse date. With the MATCH list, Mastercard combined a list with the TMF listing (Terminated Merchant File), so the lists are interchangeable. It is estimated that every dollar lost (transaction amount) to a chargeback costs the business an estimated $2. The Terminated Merchant File, commonly known as the MATCH List, is a database maintained by Mastercard that tracks merchants who have been terminated or suspended by acquiring banks due to high chargebacks or fraud. e. The list is an extensive database of merchants with accounts that have been terminated or deemed very high-risk for payment processors within the last five years. It’s basically an eCommerce list that warns other financial institutions. Ask questions. Some of the coded reasons provided by MasterCard as to why you could be listed as a Terminated merchant account are explained below. Processors can add and search for information about up to five principal and associate business owners per merchant. How do banks take a look at collection agencies ?Bot. These lists are used by acquiring banks to identify. “ The Terminated Merchant File or TMF is a list compiled and managed by MasterCard, of business owners (merchants) whose accounts have been terminated in. Read out guide explaining why merchant accounts are terminated. • Must be located within the acquirer’s jurisdiction. Best Merchant. PCI Compliance RequirementsAfter weeks of fueding, they placed my company on the Match List/ Terminated Merchant File (TMF). That way, they won’t obtain. You might be wondering what exactly the terminated merchants file (TMF) or match file is? This list contains merchants that have had their merchant accounts closed. Such legal grounds may differ depending on theClose Search. Level 4 businesses are required to complete an annual risk assessment using the appropriate PCI Self-Assessment Questionnaire (SAQ). Search. TMF Terminated Merchant File is another term, which is coined by Visa is just a synonym of MATCH. One of the best ways to avoid a hold or freeze is to communicate with your merchant account provider as soon as you think there might be a problem. (c) not be listed on the VISA Terminated Merchant File, MasterCard MATCH, or any other prohibited merchant list. (All contracts in excess of $10,000) Pursuant to the above, when federal funds are expended by ESC. Merchants belonging to the MATCH often face more difficulty in obtaining a merchant account or payment processor. Filter & Search. The problem with this is, once you are on the TMF list, you will most likely *not* be able to get approved for another merchant account, and it is very difficult to be removed fromSearch; More. The terminated merchant file (TMF) or TMF HIGH RISK MATCH list is used by credit card companies to screen potential merchants. To obtain a TMF merchant account, businesses must begin by filling out EMB’s simple online application. A terminated merchant file, also called a TMF or MATCH file, is essentially a blacklist created by acquiring banks in order to steer clear from merchants or principals that have been problematic in the past. The review of terminatedmerchant. " The TMF is an international database managed by Mastercard that catalogues businesses and owners whose merchant accounts have been terminated. Get A Quote. Fastest application process: Soar Payments. Wednesday, October 18, 2023. The Terminated Merchant File (TMF) and Member Alert To Control High-Risk merchants list of MasterCard (MATCH List) are lists maintained by major credit card brands to inform member banks of merchants that have been terminated for cause or other wrongdoing. 7% increase from $576. The MATCH system or Member Alert to Control High-Risk (Merchants) is a MasterCard® database of merchants and their principals whose merchant accounts were terminated for cause. How to Cancel with No Termination Fees. Or better yet - look for a merchant account provider with no long-term contract or ETF. If your. The. The purpose behind MasterCard creating this list was to “identify a potentially high-risk merchant before entering into a merchant agreement”. Terminated Merchant Files (TMF) and the MATCH List. We also have a 24/7 open toll-free number +1 (727) 330 – 3944 for the users. In short, MATCH resembles a “blacklist” that financial institutions can use to cross-check you and board you as a new merchant. 4 billion. It is called the MATCH list for Mastercard and American Express. After submitting the application, merchants will need to submit the following items to underwriters: A valid, government-issued ID, such as a state-issued driver’s license. Mastercard created the MATCH list, a file of high-risk merchants that banks and payment processors use to identify merchants they may not want to do business with. According to a chargeback report, the projected costs of chargeback for 2023 are estimated at $117 billion, with around $79 billion as merchant losses. Code:Merchant expressly agrees and consents to such reporting if Merchant is terminated for any reason requiring listing on the MATCH file. 4. MATCH, or Member Alert to Control High-Risk, is a tool created and managed by Mastercard for use by credit card processing companies to screen potential merchants before signing them up for s merchant account. Whether you are. Landing. You can pre-negotiate it out of the contract. What Is the Mastercard MATCH List? The MATCH list keeps track of merchants deemed to pose an unacceptable level of risk. Besides, legal issues can be created for assisting criminal organizations. The Terminated Merchant File is a shared online list among processors and acts as a blacklist scrubber, where merchants with high risk. 4. Both lists operate similarly and contain information about merchant accounts. Higher fees and stricter terms : If a merchant is able to secure a new account with a high-risk provider, they will likely face higher credit card processing fees. It is a file that contains merchants as well as their principals whose accounts were terminated for a reason or cause. This kind of reputation is hard to shake, and if a once-terminated merchant is able to open a new account at all, the terms are likely to be very unfavorable. Include Keywords. Most high-risk merchant accounts are terminated within the first three months of their existence. The MATCH system is sometimes referred to as the Terminated Merchant File (TMF). If you’re on it, this means that another bank has. Fastest application process: Soar Payments. Related to TERMINATION AND COMBINED TERMINATED MERCHANT FILE. Best one-stop shop: First Card Payments. Terminated Merchant File Sample Clauses. Merchant accounts (read businesses) that partake in fraudulent practices, receive excessive chargebacks or consumer complaints, or unintentionally facilitated, by any means, the unauthorized disclosure or use of account information may find themselves on the Terminated Merchant File (TMF) or MATCH (Member Alert to Control High Risk. ). API. Foolishly, I did exactly that without thinking of the consequences. The TMF list is an older term that’s not used much today. Terminated Merchant File (TMF) is a general term for a merchant blacklist such as the MATCH List. there is another list called the Terminated Merchant File (TMF). Click Access IIAS forms on the right side of the page. We are the leading High Risk Merchant Account provider. . When you apply for a merchant account, the bank or processor will check to see if you are on the Terminated Merchant File (TMF). net Call us : 702-456-1116 There are only three ways to get off the MATCH list. Main page; Contents; Current events; Random article; About Wikipedia; Contact us; DonateObligees considering termination should keep in mind that the law does not favor forfeiture; as such, a terminating obligee will put itself in a better position to successfully call upon the surety and, ultimately recover its losses, if it does not terminate the contractor hastily and without a record that reflects the merits of the termination. This stands for Member Alert to Control High-Risk Merchants, and it keeps track of businesses with a credit card processing account that’s been terminated by an acquiring bank. A PayPal merchant ID, or “MID,” is a 13-character string of random numbers and letters. MasterCard created and manages the list as a tool to “identify a potentially high risk merchant before entering. You don't match the average processing volume for your type of business. Termination may be caused by money laundering or fraud and prevents accepting credit cards as a form of payment. After all, you have been running a good business. At some point, TMF (terminated merchant file) is still a most common terminology and there are still some people who are referred by the list name. Entire payment processors must check diese databases when. MATCH List Criteria: Merchants end up on the MATCH list due to:• Merchant help desk support, including reprogramming of terminal software Entities using vendor supplied Remote Key Distribution techniques must ensure that such vendors are registered with Visa as ESOs Third-Party Servicers (TPS) Contracted by issuing and/or acquiring clients for payment related services such as:First, merchant account freezes and terminations have a negative impact on your record and your name will appear on the terminated merchant file (TMF). • Excluded merchant types (but may be signed under direct acquiring agreements): InternetBased on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. Payments discovers that you havebeen factoring drafts, your Merchant Agreement may be terminated and your name may be placed on the terminated merchant file with MasterCard, Visa and Discover, which could make it impossible for you to ever obtain another merchant account with any other processor. To be removed from the Mastercard MATCH list, a merchant must: 1. Being listed on the TMF match list can make it difficult for merchants to obtain new merchant accounts or payment processing services, as it. Rating: 1. A terminated merchant file ( TMF) is a tool used by credit card processing companies to screen potential merchants before giving them a merchant account. If the merchant is on the MATCH List, the acquirer will contact the bank or processor that added the merchant to the database and find out what happened. Related Clauses. Blog / MATCH list. Mobile Banking, Commerce 8 y. MATCH requirements for processors. Acquiring banks are risk sensitive and typically decline or terminate merchants listed on MATCH. All positive MATCH responses are thought about “possible matches” because the search mechanisms can not guarantee a real and exact match with absolute. Typical reasons for this label is that your account is considered to be at a higher risk of fraud, chargebacks, or a high number of returns. 56 (Ubuntu) Server at Port 443Businesses may have been terminated and put on the list for the following reasons: Fraud; Merchant collusion; Laundering; Excessive chargebacks; And more; It is not impossible to get a merchant account if you’re on the MATCH list. The MATCH List Is a Blacklist. Laundering. This list is called the Terminated Merchant File (TMF), or Member Alert to Control High-Risk (MATCH) list. Any merchant seeking to do business via the internet must have an e-merchant account. kassius79 • 2 mo. We specialize in assisting merchants that have been terminated and had their merchant account or payment system closed, High risk merchant services and terminated merchant consulting specialists. Approvals of future applications for merchant account are highly unlikely for merchants in this list. TMF, MATCH file, and GNF: One of the most challenging things a merchant faces is going on the blacklist by the credit card companies, such as Visa/ Mastercard. 4. Merchants must first contact the acquiring bank that terminated the account. MATCH stands for “Merchant Alert To… Today, most high-risk merchants live in fear of being placed on “The List. Define Terminated Merchant. The TMF is an international database managed by Mastercard that catalogues businesses and owners whose merchant accounts have been terminated. MATCH (Member Alert to Control High-risk Merchants), also commonly called the TMF (terminated merchant file) list, is a database of merchants that includes a lot of information on merchants who have applied for, or accepted credit cards. 4), or 3. 5 billion in 2019. See moreMATCH is the rebranded version of an older, more aptly named list, the Terminated Merchant File (TMF). The Terminated Merchant File (TMF), also known as the MATCH list, is a database that contains information about businesses that have had their credit card processing services terminated by a provider. TMF is a related acronym that stands for Terminated Merchant File, but has recently been replaced by MATCH. *. Exclude Keywords. Mastercard created the MATCH list to better catalogue and track high-risk businesses. The Terminated Merchant File (TMF) is a list of business owners with flagged merchant accounts. MATCH stands for Member Alert to Control High-Risk Merchants. The Terminated Merchant File (TMF) is an older list relaunched as MATCH. The TMF is the kind of list maintained by the credit card processing industry that collects business records and business owners whose merchant accounts got terminated for excessive. 2%, you’ll pay 7. Scroll down to the DBA section. . MATCH — Member-Alert-To-Control-High-Risk — or Terminated Merchant File (TMF) is a database of previously terminated merchants created and maintained by MasterCard Worldwide, and relied upon by the payment. Cliq typically offers a three-year contract through Cynergy Data with a Liquidated Damages-style early termination fee. 17(a)(ii) of the BMO Xxxxxx BIN Sponsorship Agreement or any merchants of such Person. Account Data Compromise. Prepaid Calling Cards. Card networks, such as Visa and Mastercard, operate databases known as Terminated Merchant Files (TMFs) that contain information about accounts that have been closed by credit card processors around the world for high chargebacks or violations of card brand rules. Consequences of chargebacks on merchant businesses The Big Three of credit card networks (Visa, MasterCard, and American Express) supervise their merchants’ chargeback ratios. #3. When applying for a new merchant account, I was told that I was denied for being on the Terminated Merchant File, or now I believe it's referred to as the MATCH (Merchant Alert To Control High-Risk) list due to excessive chargebacks from a business I ran for two years from 2016-2018. Billing and Collection Customers; Receivable Files Complete; Complete Servicing File; Client. Generally speaking, no processor will provide an. • Excluded merchant types (but may be signed under direct acquiring agreements): InternetThe MATCH List Is a Blacklist. • Must be located within the acquirer’s jurisdiction. Also referred to as the TMF (Terminated Merchant File), MATCH is a system created and managed by MasterCard. [2] The terminated merchant files are shared among processors and act as blacklists, where merchants. An acquiring bank maintains a merchant’s bank account and, as a. The TMF is the same thing as the MATCH list. At Mastercard, this database is called the MATCH list as described above. Best for online and international sellers: Durango Merchant Services. If the standards are breached, the merchants identification number is added to the TMF. If you’re on it then this sends up a red flag to banks that you’re a credit risk. The MATCH list, which was previously referred to as the TMF list, is a database containing a record of merchants who have had their merchant accounts terminated by other processors and financial institutions. The terminated merchant file is basically a list of all merchant accounts that have been banned from doing any type of credit card processing in any way shape or form. Your business is present on the Terminated Merchant File (TMF), also called the MATCH File, indicating your credit card processing privileges have been terminated elsewhere; Many business owners aren’t even aware of the last one until they apply for merchant services and are denied based on their presence on the list. S. Step 1. Billing and Collection Customers; Receivable Files Complete; Complete Servicing File; Client. When a merchant account is terminated due to some reason, themerchant gets added to the MATCH list or Terminated Merchant File (TMF). What a horrifying concept! This should really get a lot more press around here. The merchant’s name will also be added to the shared Terminated Merchant File (or TMF). What is MATCH file? MATCH file is an acronym for Member Alert to Control High-Risk. Landing on the TMF is the ultimate consequence of excessive chargebacks. TMF, MATCH file and GNF:. Merchant accounts can be difficult to obtain and can be suddenly closed down for a variety of. The Terminated Merchant File can devastate a business, and once your merchant account has been terminated and you are placed on the list you can have a nearly impossible time finding another merchant account. The Terminated Merchant File is a list of businesses that Visa and Mastercard keep track of. Overall, PCI payments compliance includes four clearance and category levels, numbers one. MasterCard, in general, puts the. • Cannot act as a sponsor for another Payment Facilitator. The Terminated Merchant File or TMF is now known as MATCH. New: A guide to Google Search ranking systems; Google October 2022 Spam. • Cannot be listed on the Terminated Merchant File (TMF), or similar files. Setting up a new merchant account is a time-consuming process full of screenings, rules, regulations, and laws that must be adhered to. MATCH (previously known as TMF, or Terminated Merchant File), is a database of merchants used by payment processing companies that contains information on merchants and individuals whose accounts have been terminated. If so, you will have trouble acquiring a merchant account with reasonable rates if at all. 2. Resources. Visa, one of the most popular card companies, maintains a database known as the TMF List (for “Terminated Merchant Files”). The positive trust score is based on an automated analysis of 40 different data sources we checked online such as the technology used, the location of the company, other websites found on the same web server. The MATCH system is often referred to as the Terminated Merchant File (TMF). Every single chargeback debit from his account cleared, and he owes them nothing. Created by MasterCard it’s a main resource for acquiring banks and payment processors that flags you is a credit card processor lost money with you. It is also known as. Terminated Merchant File Sample Clauses. It is vital to contact Stripe customer support and consider partnering with another payment processor if funds are held. Cliq is a merchant account provider that previously operated under the name CardFlex. A Terminated Merchant File (TMF) is like a blacklist for businesses that handle credit cards. kassius79 • 2 mo. Merchants wind up on the MATCH list for a variety of reasons, including: Excessive chargebacks. Code 01: Comprise of account data: if you unintentionally or unknowingly facilitated by whatever means, the use or disclosure. Getting a MATCH result is a big deal that can prevent unaware merchants from opening a new merchant account and ultimately, processing payments. There are several reasons why you as a merchant can get blacklisted or MATCH’d. ”. Unfortunately, any business that appears on the MATCH list is almost guaranteed to be denied a merchant account. #1. The MATCH list (previously called the Terminated Merchant File, or TMF) is a master blacklist that Mastercard compiles and maintains. 1 vote. We service ALL high risk industries AND all merchants that have been terminated by their current credit card. 1% + $0. This refers to a database file commonly called the Terminated Merchant File or simply TMF. High fraud ratios. When you take out a secured loan, the lender may file a lien to protect the asset (s) you committed to secure financing. 0800 304 78 75 [email protected] Merchant Advice Service Ltd. Being on the MATCH list won’t cause you to lose any. As the name implies, businesses are included in the file if any of their MIDs are canceled due to… Open in appThe Terminated Merchant File (TMF) and Member Alert To Control High-Risk merchants list of MasterCard (MATCH List) are lists maintained by major credit card brands to inform member banks of merchants that have been terminated for cause or other wrongdoing. A lot of providers now offer month-to-month billing. For whatever reason, and I'm still trying to figure it out. MATCH (Member Alert to Control High-Risk Merchants, formerly known as the Terminated Merchant File) is a reporting database identifying merchants with risk-related issues maintained by MasterCard. It’s basically an eCommerce list that warns other financial institutions. The MATCH list (previously referred to as the Terminated Merchant File or TMF) is a database identifying merchants who have had their payment processing. Businesses unfortunate enough to make this list are essentially blackballed by many financial institutions.